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Spending too much or too little of your NDIS funds

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Our guide to meeting your NDIS budgets

Managing your NDIS budgets is very important, as these funds are used to pay for the supports you need to achieve your NDIS goals.

There are two big things to avoid when it comes to your budgets: spending too much (overspending) and spending too little (underspending).

Let’s take a look at how you can stay on top of your budgets and come in on target to get the most out of your NDIS plan.


Overspending: how to avoid spending too much

Running out of funds too soon might leave you having to pay for a much-needed support out of your own pocket, or having to go without. Either way, it should be avoided at all costs!

The key to not overspending your NDIS budget is to actively manage it. By keeping a close eye on how you’re tracking, you can adjust your spending accordingly. Spent more than you thought in one month? Wind it back the next, so you have enough money to cover the rest of your plan.

Here are some handy tips to help you avoid overspending


Underspending: how to avoid spending too little

Underspending might sound like a good thing, but it means your missing out on the supports you deserve, and can in fact lead to your NDIS budgets being reduced in the future.

If you're spending too little of your budgets, this can be the result of not being able to connect with service providers, or not understanding an NDIS plan’s budgets - but in many cases it’s the same cause as overspending: not actively tracking your spending against your budget.  

Here are some handy tips to help you avoid underspending


Come in on budget with our Dashboard

Fortunately, the Plan Partners Dashboard makes it easy to stay on top of your budgets and make sure your getting the maximum value out of your NDIS journey. Our online portal puts you in control of your NDIS finances by showing exactly how much of each category’s budget you’ve spent and how much you left in a visual way that’s simple to understand.

Find our more about Plan Partners' Dashboards


More information?

If you’d like to speak with someone about how to avoid over- and underspending and how our Dashboard can help you, just give our friendly team a call on 1300 333 700 or leave your details here and we will contact you.


Top tips

  • Both over- and underspending your NDIS budgets should be avoided.
  • The closer you get to coming in on budget, the more value you’re getting out of your NDIS journey.
  • Be active when it comes to your budgets. If you don’t track your spending, you might find yourself with a nasty surprise.
  • The Plan Partners Dashboard your handy tool for avoiding over and underspending and making sure you come in right on budget. It helps you monitor your spending so you can stay on budget and get the supports you need.






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